Debit Card Info
Maximize your sales opportunities.
We offer comprehensive point-of-sale debit processing so your customers can use their debit and check cards to pay for merchandise and services. You are able to process both online and offline debit. Online debit cards mean you process the cardholder’s debit or check card, and they complete the transaction by keying in their pin number. The funds are confirmed and the customer’s account is immediately debited for the transaction. Offline debit transactions are those you process from customers using their MasterCard and Visa branded debit cards (many times referred to as check cards). These are processed like traditional credit cards. The funds are verified at the time of purchase, so you are guaranteed payment. Adding debit cards to your electronic payment choices offers many other benefits.
  • Approval is quick--With debit cards, there’s no need to count change or ask for further identification information like you would with a check.
  • Prevents fraud and adds security—With debit cards, the customer’s purchase is 100% authorized right at the time of sale. This means you have less on-hand cash to deal with, helping to reduce your risk of loss due to theft. In addition, debit transactions are encrypted, and your terminal would be programmed to accommodate it. This gives the customer the security of knowing his or her personal banking information is kept private.
  • Increases sales and cash flow—Statistically, your average ticket sales rise when you accept debit cards. And funds are made available to you more quickly than with the acceptance of standard personal checks. On average, funds are deposited within 2 – 3 business days of the original transaction.
  • Setup is easy and affordable—Offering a debit option to your customers is easy; you simply add a pinpad that complements your existing system. Or, if you’re starting a new business, we’ll help you choose the complete electronic payment package that best fits your needs.
  • Acceptance of every major debit card network and including: AlaskaOption, Star, MAC, Pulse, Interlink, NYCE, PulsePay, Jeanie, AFFN, ACCEL.


Interested in Account Receivables Assistance? www.cornerstonecredit.net
Cornerstone Credit Services is a registered ISO/MSP of Wells Fargo Bank, N.A., Walnut Creek, CA. and BancorpSouth Bank, Tupelo, MS.